Shop now, Pay later

Welcome to a new way of payment, Splintr allows you to shop smoothly and
stress-free at large variety of stores and services.

Want to shop across 500+ stores using Splintr?

Share your name, email & mobile to be the first to use us.

Looking for a friendly financing solution ?

Financial inclusion

We allow everyone to finance purchases, not only credit card holders making EMIs & COD obsolete


First Sharia-Compliant BNPL/POS Lending platform in the MENA region

Seamless registration

Customers fill a leaner application process with their basic information

Unique scoring technology

An instant-real time decision is made by our AI-enabled proprietary decision engine

Complete transparency

Unlike others, no late fees, pre-payment fess compounded interest or any other hidden fees, what you see is what you’ll pay

Payment Options

Splintr PDP

(Post-Delivery Payment)

Swith Splintr PDP, get paid in full while giving your customers the chance to pay later for purchases making COD obsolete

Learn More

Splintr IBP

(Instalment Based Payment)

Allow customers to finance their big purchases with Splintr IBP, they will have 3 up to 12 months to repay

Learn More

Splintr DLI

(Digital Lending Infrastructure)

If you’re a brick & mortar business, make your customer shopping experience flexible with Splintr DLI

Learn More

Here’s how to buy with Splintr

Step 1

Fill your cart

Choose from thousands of sites and stores. Just select splintr at checkout, then enter a few pieces of information for a real‑time decision.

Step 2

Choose how to pay

Select the payment schedule you like best, then confirm your loan. We’ll never charge more than you see up front.

Step 3

Make easy monthly payments

Just download the splintr app or sign in at We’ll send you email and text reminders whenever a payment’s coming up.

Sell With Splintr


Increase in AOV


Increase in conversion


Decrease in cart abandonment rates.

Based on our global peers stats